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Stop Renting | The Keenan Carter Group, Keller Williams Realty CC Blog

Friday, June 21, 2024   /   by Dick Keenan

What You Need to Know About Today’s Down Payment Programs

Buying a home has become more challenging with today’s mortgage rates and rising home prices. This difficulty might have you exploring grants and assistance programs to see if you qualify for any help. However, many homebuyers are unsure where to begin.

A recent study by the Bank of America Institute revealed that 53% of prospective buyers feel they need more information about homebuying grant programs. Here’s some information to help bridge that knowledge gap.

What Is Down Payment Assistance?

Down payment assistance (DPA) programs offer loans and grants to cover part or all of a homebuyer’s down payment and closing costs. There are over 2,000 DPA programs nationwide, each varying by location. Many buyers could receive thousands of dollars in assistance if they qualify.

Additionally, you might not need to save as much for your down payment as you think. Contrary to popular belief, you typically don’t have to put down 20% unless specified by your loan. ...

  real estate, home buyer, home purchase, california, first time home buyer, for home buyers, down payment, stop renting

Monday, December 28, 2020   /   by Traci Pimentel

Did You Outgrow Your Home In 2020?

It may seem hard to imagine that the home you’re in today – whether it’s your starter home or just one you’ve fallen in love with along the way – might not be your forever home.
Many needs have changed in 2020, and it’s okay to admit if your house no longer fits your lifestyle. If you’re now working remotely, facilitating virtual school, trying to exercise at home, or simply just spending more time in your own four walls, you may be bursting at the seams in your current house.
According to the latest Home Price Insights from CoreLogic, prices have appreciated 7.3% year-over-year. At the same time, the National Association of Realtors (NAR) reports that inventory has dropped 22% from one year ago.These two statistics are directly related to one another. As inventory has decreased and demand has increased, prices have been driven up.
This is great news if you own a home and you&rsqu. ...

  real estate, keenan carter group, keller williams, central coast, home buyer, san luis obispo county, selling a home, home ownership, real estate agent, time to sell your home, housing affordability, low inventory, move up buyers, reasons to sell your home, stop renting, outgrow your home, time to upgrade home, homes with more space

Monday, November 23, 2020   /   by Traci Pimentel

1 Bedroom 1 Bathroom Condo FOR SALE in Santa Maria CA

Why rent when you can buy?  Ideal investment property, first home or down-sizing-dwelling. Lower level condo has no stairs to navigate and is move-in-ready. Fresh interior paint and new carpets just installed. This cozy condo has a private fenced-in patio to enjoy outdoor reclining. Spacious bedroom has a picture window & walk-in closet. Take advantage of the community pool and common green spaces Las Palmas affords. One covered car space included. Attached laundry room.
The Keenan Carter Group DRE# 00860187
Keller Williams Realty Central Coast DRE# 02005015
Each Office is Independently Owned and Operated.

  real estate, keenan carter group, keller williams, central coast, home buyer, dick keenan, narlene carter keenan, realtor, home ownership, california, house for sale, first time home buyer, low interest rates, condo, single story homes, stop renting, santa maria homes, santa maria homes for sale, condos for sale, santa maria condos

The Keenan Carter Group
Richard Keenan And Narlene Carter Keenan
350 James Way, Ste 130
Pismo Beach, CA 93449
Keller Williams Realty Central Coast DRE# 02005015
The Keenan Carter Group DRE# 00860187
Each Office is Independently Owned and Operated.

Based on information from California Regional Multiple Listing Service, Inc. as of July 14, 2024. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
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