If you need assistance, please call 805-773-7711

For Home Buyers | The Keenan Carter Group, Keller Williams Realty CC Blog

Monday, December 21, 2020   /   by Monique 'Moey' Nichols

3 Bedroom 2 Bathroom Paso Robles Home with Detached Guest House

Single story, 3 bedroom Ranch style home located in the heart of Paso Robles sits on a large lot recessed from street traffic. Lounge on the stone patio out front or recline in the shade on the covered back patio. Tiled entry has a decorative, screened front door and sizable window that brings the sunshine inside. The cozy Living Room has beautiful French doors that open to the backyard. Formal Dining area has a picturesque brick fireplace, more French doors and affords space to set up your home office. Farm style kitchen has many components to keep the cook of the house happy, including a built in counter cooktop, double basin sink and overhead storage cabinets. Updated laminate wood flooring flows throughout the main living area of the home and new carpet has been installed in the bedrooms. The Master Bedroom has a wall to wall mirrored closet and the Master Bathroom is accented with charming Wainscoting. But wait! There's more! This property has a detached 1 bedroom Guest House lo. ...

Read More


  real estate, keenan carter group, keller williams, central coast, home buyer, san luis obispo county, california, house for sale, home for the holidays, central coast california homes for sale, for home buyers, single story home, single story homes, guest house, houses with guest unit, guest unit, granny unit, houses with granny units, paso robles homes, paso robles homes for sale, wine country homes, central coast wine country homes

Friday, December 11, 2020   /   by Monique 'Moey' Nichols

6 Things To Avoid After Applying For A Mortgage

Once you've found the right home and applied for a mortgage loan, there are some KEY things to avoid so you continue to qualify for your loan when it's time to close on your home.
#1. DON'T Deposit Any Cash Into Your Bank Accounts Before Speaking
To Your Banker Or Loan Officer.

While normally we celebrate depositing money into an account, you don't want to put any 'sizable' amount of funds in an account while you're waiting for a mortgage loan.  Unless you can prove the deposit is legit, that additional money can lead to the Underwriter denying your loan.
#2. DO NOT Make Any Large Purchases, Like A New Car
Or Furniture For Your Home!

We know it's tempting to want a new ride to park in your new garage or want to furnish your new pad ... WAIT!!!  This can affect both your credit score and debt to income ratio, which can cause the amount you initially qualified for to be reduced.  Not to mention, racking up additional debt before factoring in a mortgage payment m ...

Read More


  real estate, keenan carter group, keller williams, home buyer, san luis obispo county, home purchase, first time home buyer, mortgage, pre approval, pre qualified, home loan, for home buyers, loan approval, tips for home buyers, don't change jobs, don't switch banks, home loan application, home loan dont's, mortgage avdvice, what to avoid when applying for a home loan, what to avoid when applying for a mortgage

Monday, November 30, 2020   /   by Monique 'Moey' Nichols

5 Tips For Home Buyers Who Want To Make A Competitive Offer

Today’s real estate market has high buyer interest and low housing inventory. With so many buyers competing for a limited number of homes, it’s more important than ever to know the ins and outs of making a confident and competitive offer. Here are five keys to success for this important stage in the homebuying process.
1. Listen to Your Real Estate Agent
A recent article from Freddie Mac offers guidance on making an offer on a home in today’s market. Right off the bat, it points out how emotional this can be for buyers and why trusted professionals can help you stay focused on the most important things:
“Remember to let your homebuying team guide you on your journey, not your emotions. Their support and expertise will keep you from compromising on your must-haves and future financial stability.”
Your real estate professional should be your primary source for answers to the questions you have when you’re ready . ...

Read More


  real estate, keenan carter group, keller williams, central coast, home buyer, san luis obispo county, realtor, low interest rates, housing affordability, low inventory, multiple offer situation, why use a real estate agent, tips for home buyers, offering on a home, compelling home offer, win a bidding war, how to offer to buy a home, writing an offer

Monday, November 23, 2020   /   by Monique 'Moey' Nichols

Don't Let Buyer Competition Keep You From Purchasing A Home

This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners, however, haven’t put their houses on the market so quickly. This makes finding a home to buy today challenging for many potential buyers. With an obstacle like this, those searching for their dream homes may be pressing pause on their searches as we approach the end of the year, but that could be a big mistake for many hopeful house hunters. Here’s why. 
According to the most recent Housing Trends Report from the National Association of Home Builders (NAHB):
“The length of time spent searching for a home continues to grow.”
The report indicates that 62% of buyers now spend 3 months or more looking for a home, an increase from 58% one year ago. A primary cause for the delay is the heavy competition today’s buyers face when making an offer on a home. Based on recent data from the National Associatio; ...

Read More


  real estate, keenan carter group, keller williams, central coast, home buyer, san luis obispo county, home purchase, home ownership, first time home buyer, california living, buyer's agent, housing affordability, low inventory, central coast california homes for sale, home for the holidays, for home buyers, housing economy, santa barabara county, multiple offer situation, beat out offers

Wednesday, September 23, 2020   /   by Monique 'Moey' Nichols

Home Builder Confidence Hits All-Time Record

Last week, the National Association of Home Builders (NAHB) reported their Housing Market Index (HMI) hit an all-time high in the 35-year history of the series with a score of 83. The index gauges builder perceptions of current single-family home sales and sale expectations for the next six months, as well as the traffic of prospective buyers of new homes.
As the following chart shows, confidence dropped dramatically when stay-in-place orders were originally mandated earlier this year. Since then, it has soared back.
Looking at the three-month moving averages for HMI scores, confidence increased in every region of the country:
The Northeast increased 11 points to 76
The Midwest jumped 9 points to 72
The South rose 8 points to 79
The West increased 7 points to 85
Confidence Is Validated by the Numbers
This confidence is definitely warranted. According to a recent NAHB report, single-family housing starts increased 4.1% to a 1.02 million annual ...

Read More


  real estate, keenan carter group, keller williams, central coast, home buyer, home purchase, buying, new home, house for sale, home owner, move up buyers, new construction, for sellers, for home buyers

The Keenan Carter Group
Richard Keenan And Narlene Carter Keenan
350 James Way, Ste 130
Pismo Beach, CA 93449
805-773-7711
Keller Williams Realty Central Coast DRE# 02005015
The Keenan Carter Group DRE# 00860187
Each Office is Independently Owned and Operated.

Based on information from California Regional Multiple Listing Service, Inc. as of October 19, 2021. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
This site powered by CINC: www.cincpro.com