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First Time Home Buyer | The Keenan Carter Group, Keller Williams Realty CC Blog

Wednesday, April 14, 2021   /   by Monique 'Moey' Nichols

93% Of Americans Believe A Home Is A Better Investment Than Stocks

A recent Survey of Consumer Finances study released by the Federal Reserve reveals the net worth of homeowners is forty times greater than that of renters. If you’re wondering if homeownership is a good investment, the study clearly answers that question, and the answer is yes.
Do Americans believe a home is a better investment than stocks?
In a post on the Liberty Street Economics blog, the Federal Reserve Bank of New York notes that 93.3% of Americans believe buying a home is definitely or probably a better investment than buying stocks.
Here’s how the results break down:The survey also shows a wide range of reasons why Americans feel that way (respondents were able to pick more than one answer):
Bottom Line
The data show how strongly Americans believe in homeownership as an investment. That belief is warranted. The Liberty Street Economics blog put it best by saying:
“Housi ...

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Friday, December 11, 2020   /   by Monique 'Moey' Nichols

6 Things To Avoid After Applying For A Mortgage

Once you've found the right home and applied for a mortgage loan, there are some KEY things to avoid so you continue to qualify for your loan when it's time to close on your home.
#1. DON'T Deposit Any Cash Into Your Bank Accounts Before Speaking
To Your Banker Or Loan Officer.

While normally we celebrate depositing money into an account, you don't want to put any 'sizable' amount of funds in an account while you're waiting for a mortgage loan.  Unless you can prove the deposit is legit, that additional money can lead to the Underwriter denying your loan.
#2. DO NOT Make Any Large Purchases, Like A New Car
Or Furniture For Your Home!

We know it's tempting to want a new ride to park in your new garage or want to furnish your new pad ... WAIT!!!  This can affect both your credit score and debt to income ratio, which can cause the amount you initially qualified for to be reduced.  Not to mention, racking up additional debt before factoring in a mortgage payment m ...

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Tuesday, December 1, 2020   /   by Monique 'Moey' Nichols

Your House May Be High On The Buyer Wish List This Holiday Season

Around this time each year, many homeowners decide to wait until after the holidays to sell their houses. Similarly, others who already have their homes on the market remove their listings until the spring. Let’s unpack the top reasons why selling your house now, or keeping it on the market this season, is the best choice you can make. This year, buyers want to purchase homes for the holidays, and your house might be the perfect match.
Here are seven great reasons not to wait to sell your house this holiday season:
1. Buyers are active now. Mortgage rates are historically low, providing motivation for those who are ready to get more for their money over the life of their home loan.
2. Purchasers who look for homes during the holidays are serious ones, and they’re ready to buy.
3. You can restrict the showings in your house to days and times that are most convenient for you, or even select virtual options. You’ll remai ...

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Wednesday, November 25, 2020   /   by Monique 'Moey' Nichols

4 Bedroom 2.5 Bathroom Home With Bonus Rooms In Orcutt: 4450 Berkshire Lane

Bring your DIY skills to pick up where they left off with home improvements! Spacious Foxenwood home is situated on a large Cul de Sac lot with an extended driveway to park your vehicles or even accommodate an RV. This quarter acre lot gives plenty of elbow room to relax or entertain on the covered back patio, let the kids and fur babies play in the open outdoor space and allow your green thumb to convert this yard to your dream garden. Take advantage of the bonus rooms on the main living level to create your at-home office, study spaces or guest quarters. Great additional rooms for a growing or multi-generational family! The kitchen has received many upgrades and just needs your finishing touches to make it complete! You're sure to appreciate the HUGE walk-in pantry. Dine in the designated eating area or at the breakfast bar incorporated in the open concept floor plan. This one is a must see!
The Keenan Carter Group DRE# 00860187
Chris Cucchiara DRE# 02023880
Keller Williams Real. ...

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Monday, November 23, 2020   /   by Monique 'Moey' Nichols

1 Bedroom 1 Bathroom Condo FOR SALE in Santa Maria CA

Why rent when you can buy?  Ideal investment property, first home or down-sizing-dwelling. Lower level condo has no stairs to navigate and is move-in-ready. Fresh interior paint and new carpets just installed. This cozy condo has a private fenced-in patio to enjoy outdoor reclining. Spacious bedroom has a picture window & walk-in closet. Take advantage of the community pool and common green spaces Las Palmas affords. One covered car space included. Attached laundry room.
The Keenan Carter Group DRE# 00860187
Keller Williams Realty Central Coast DRE# 02005015
Each Office is Independently Owned and Operated.

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The Keenan Carter Group
Richard Keenan And Narlene Carter Keenan
350 James Way, Ste 130
Pismo Beach, CA 93449
805-773-7711
Keller Williams Realty Central Coast DRE# 02005015
The Keenan Carter Group DRE# 00860187
Each Office is Independently Owned and Operated.

Based on information from California Regional Multiple Listing Service, Inc. as of October 23, 2021. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
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