Thursday, September 24, 2020 / by Monique 'Moey' Nichols
Homeownership is one of the best ways to invest in your financial future, especially as your home equity grows. Home equity is a form of forced savings that can work to your advantage as the value of your home appreciates. Across the country, home equity was increasing before the health crisis swept our nation, and it continues to grow throughout the year, giving sellers powerful options in this market.
According to the just-released Q2 Homeowner Equity Insights Report by CoreLogic:
“U.S. homeowners with mortgages (roughly 63% of all properties) have seen their equity increase by a total of nearly $620 billion since the second quarter of 2019, an increase of 6.6%, year over year.”
Dr. Frank Nothaft, Chief Economist for CoreLogic, attributes much of the equity growth to rising home prices:
“The CoreLogic Home Price Index registered a 4.3% annual rise in prices through June, which supported an increase in home equit; ...
Friday, July 26, 2019 / by Monique 'Moey' Nichols
Equifax Data Breach Settlement
If you were affected by the 2017 Equifax data breach, you can now file a claim for a piece of the settlement.
The credit-reporting company has agreed to pay between $575 million and $700 million to settle state and federal investigations related to a massive security incident that exposed the personal information of more than 147 million Americans two years ago.
The settlement, which was announced Monday and is considered the largest ever for a data breach, has preliminary court approval.
The official settlement website, www.equifaxbreachsettlement.com, has been posted and is accepting claims.
To confirm you're eligible to file a claim, enter your last name and the last six digits of your Social Security number on the site or call the Settlement Administrator at 1-833-759-2982.
Filing a claim
There are two ways to file a claim. You can file online at www.equifaxbreachsettlement.com or by mail. If by mail, yo ...
Friday, June 28, 2019 / by Monique 'Moey' Nichols
Jordan Green, Senior Sales Partner at The Keenan Carter Group, Keller Williams Realty Central Coast, explains WHY it's so important to have a real estate sales person represent you when purchasing a home. Jordan demystifies some common misconceptions about what it costs you versus what it actually saves you to have a Buyers Agent.