Monday, December 14, 2020 / by Monique 'Moey' Nichols
If you’re currently feeling the stress of affording your mortgage payment, or if you know someone who is, there’s still time to get help. For homeowners experiencing financial hardship this year, the CARES Act provides mortgage payment deferral options, creating much-needed relief in these challenging times.
It’s important, however, to understand how forbearance works. It’s not automatic. You need to take action now and apply for the program before these options expire.
A study by the Urban Institute determined:
“Approximately 400,000 homeowners who became delinquent after the pandemic began have forgone forbearance and become delinquent. These borrowers may not know they are eligible for forbearance.”
Thankfully, there’s still time to apply for forbearance, even if you’re just learning about it now. Doing so may be the game-changer you need to stay in your home, just when you need it mos; ...
Friday, July 26, 2019 / by Monique 'Moey' Nichols
Equifax Data Breach Settlement
If you were affected by the 2017 Equifax data breach, you can now file a claim for a piece of the settlement.
The credit-reporting company has agreed to pay between $575 million and $700 million to settle state and federal investigations related to a massive security incident that exposed the personal information of more than 147 million Americans two years ago.
The settlement, which was announced Monday and is considered the largest ever for a data breach, has preliminary court approval.
The official settlement website, www.equifaxbreachsettlement.com, has been posted and is accepting claims.
To confirm you're eligible to file a claim, enter your last name and the last six digits of your Social Security number on the site or call the Settlement Administrator at 1-833-759-2982.
Filing a claim
There are two ways to file a claim. You can file online at www.equifaxbreachsettlement.com or by mail. If by mail, yo ...