If you need assistance, please call 805-773-7711

How To File A Claim For $125 or Free Credit Reporting

Friday, July 26, 2019   /   by Traci Pimentel

How To File A Claim For $125 or Free Credit Reporting


Equifax Data Breach Settlement

If you were affected by the 2017 Equifax data breach, you can now file a claim for a piece of the settlement.

The credit-reporting company has agreed to pay between $575 million and $700 million to settle state and federal investigations related to a massive security incident that exposed the personal information of more than 147 million Americans two years ago.

The settlement, which was announced Monday and is considered the largest ever for a data breach, has preliminary court approval.

The official settlement website,  www.equifaxbreachsettlement.com, has been posted and is accepting claims.

To confirm you're eligible to file a claim, enter your last name and the last six digits of your Social Security number on the site or call the Settlement Administrator at 1-833-759-2982.

Filing a claim

There are two ways to file a claim. You can file online at www.equifaxbreachsettlement.com  or by mail. If by mail, you can download and print the claim form, fill it out and mail it with any supporting documentation.

You also can request a claim form be mailed to you by calling 1-833-759-2982 or emailing them at info@EquifaxBreachSettlement.com.

The deadline to file a claim is Jan. 22, 2020. If you want to be excluded from the settlement, you need to send a written request postmarked no later than Nov. 19.

What you can get

Depending on how you were affected by the breach, you could be eligible for several types of compensation. Equifax will pay at least $380.5 million into a Consumer Restitution Fund.

You can get up to 10 years of free credit monitoring of your three credit reports at Experian, TransUnion and Equifax by an independent third-party service that will be determined by the court. Or, you can receive $125 if you already have a credit monitoring service and won't enroll in the free one.

If you spent time or money dealing with an ID theft issue that occurred after the hack and involved personal data that was exposed by the breach, you can get compensated up to $20,000 per person. You can be reimbursed for the following:

·         Losses from unauthorized charges on your accounts

·         Cost of freezing or unfreezing your credit report

·         Cost of credit monitoring

·         Fees you paid to professionals like an accountant or attorney

·         Other expenses like notary fees, document shipping fees and postage, mileage and phone charges

 In some cases, documentation may be requested to show proof of "fraud, identity theft, or other alleged misuse of your personal information fairly traceable to the data breach,” the settlement website notes.

How long will this take?

According to the settlement website's https://www.equifaxbreachsettlement.com/faq, it's expected to take several months or more before credit monitoring services will begin and payments will be made. This will start "after the Court enters a final judgment and the settlement becomes final."

This article originally appeared on USA TODAY: Equifax settlement: How to file a claim for $125 or credit reporting

  keenan carter group, keller williams, central coast, money, dick keenan, narlene carter keenan, finance, credit score, real estate agent, claim, credit report, data breach, equifax, equifax breach, equifax settlement, experian, filing a claim for $125, free credit reporting, how to file a claim, id theft, identity theft, security breach, settlement, transunion

The Keenan Carter Group
Richard Keenan And Narlene Carter Keenan
350 James Way, Ste 130
Pismo Beach, CA 93449
Keller Williams Realty Central Coast DRE# 02005015
The Keenan Carter Group DRE# 00860187
Each Office is Independently Owned and Operated.

Based on information from California Regional Multiple Listing Service, Inc. as of June 13, 2024. This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.
Information is provided exclusively for consumers’ personal use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable, but is not guaranteed accurate by the MLS.
This site powered by CINC: www.cincpro.com